Coverage A and its limit apply to sums the insured becomes legally obligated to pay as damages for BI or PD arising out of an occurrence that takes place in the coverage territory arising out of the ownership, maintenance, or use of a scheduled aircraft.


The term “occurrence” is defined in the policy to mean “an accident, including continuous or repeated exposure to substantially the same general harmful conditions.”


Each occurrence is treated separately; there is no restriction on the number of occurrences to which the policy responds.