No. Thimble does not require a monthly or annual commitment. We offer two ways of purchasing policies: On Demand and Monthly. With an On Demand policy, you choose a time-frame, from one hour up to 11 months, and pay the total premium upfront. We also offer Thimble Monthly which is ongoing coverage on a monthly payment plan, but you are free to cancel at any time without a fee. There are no annual commitments and contracts.