Eligible Operations

  • Landscaping
  • Lawn & Yard Maintenance
  • Trimming or Pruning Trees Exclusively at Ground Level (No Removals)
  • Pesticide Application (Landscapers Only)

Ineligible Operations

  • Aerial Crop Spraying
  • Bedbug Remediation
  • Fumigation / Use of Gas
  • Grading or Excavating
  • Importing, manufacturing, growing distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Highway or Right of Way Maintenance
  • Pool Construction
  • Termite Inspection or Remediation
  • Use of pesticides that are not EPA approved
  • Performing Work over Three Stories in Height (30 Feet)
  • Work performed before or after the policy period


Add-ons must be individually added to a policy.

Chimney cleaning
Performing work over three stories in height (30 feet).
Concrete construction
Foundation repair.
LPG (propane) connections.
Snow / ice removal
Snow / Ice removal including commercial property or multi-unit residential.
Plastering / Stuccoing
Operations including E.I.F.S. (synthetic stucco).