Consultants & Freelancers

Eligible Operations
  1. Administrative Services
  2. Advertising and Marketing Consultants
  3. AV, internet/cable, or smart home Installation (home or auto) 
  4. Call Center Representative
  5. Classroom Instruction
  6. Computer Programming
  7. Computer Repair
  8. Court Clerks
  9. Creative Directors
  10. Graphic Designers
  11. House Sitters
  12. Interior Design/Decorating
  13. IT Consultant
  14. Notary Services
  15. Paralegals
  16. Personal shoppers
  17. Photography & Videography (No Drones)
  18. Sound Recordists
  19. Speakers
  20. Translators
  21. Web Design
  22. Web Developers
  23. Writers (including Resume writers)
Ineligible Operations
  1. Any acts or services performed by an insured that is not licensed or certified to perform such acts or services if such licensing or certification is required by law
  2. Cyber Liability
  3. Activities Involving Firearms
  4. Media Liability for libel and slander
  5. Importing, manufacturing, growing, distributing, storing, selling, using or ingesting marijuana or any product of the plant cannabis sativa L (whether or not it is the main ingredient or used in combination with other ingredients)
  6. Architects
  7. Engineers
  8. Lifeguards
  9. Oil and Gas Consultants
  10. Accountants
  11. Real Estate Agents/Brokers
  12. Property Managers
  13. Temporary Staffing Agencies
  14. IT Consultants
    1. Database Management
    2. Data Centers
    3. Fintech
    4. IOT Including Medical Devices
    5. Hardware Component Design
    6. SEO (search engine optimization) 
    7. Telehealth
  15. Insurance
    1. Adjusters
    2. Agents
    3. Auditors
  16. Inspectors
    1. Home Inspection
    2. Crane Inspection
    3. Pipeline Inspection
  17. Care Providers
    1. Babysitters
    2. Elderly Care
    3. Home Health Care
    4. Nannies
  18. Transportation
    1. Rideshare Drivers
    2. Roadside Assistance
    3. Traffic Control
    4. Dispatch Services
    5. Freight Forwarders
    6. Couriers
    7. Medical Transport
  19. Training Services
    1. Crane
    2. Police
    3. Military
    4. Machinery
    5. Medical
    6. Instruction demonstrated on real patients
  20. Security Services
    1. Security or Armed Guards
    2. Bounty Hunters
    3. Bouncers
    4. Alarm System Monitoring
  21. Medical & Healthcare Services
    1. Healthcare Staffing
    2. Laboratory & Imaging Services
    3. Medical Exams & Wellness Services
    4. Pharmacists
    5. Organ, Tissue, Blood Services
    6. Dental Services
    7. Counselors
    8. Pain Management
    9. Drug & Alcohol Treatment
    10. Paramedics & EMT's
    11. Naturopaths
    12. Midwives


Beauty & Fitness

Eligible Operations
  1. Aerobics Instructors
  2. Barbers 
  3. Cosmetologists
  4. Dance Instructors
  5. Fitness Instructors
  6. Golf Instructors
  7. Hair Stylists
  8. Nail Artists
  9. Personal Trainers
  10. Spin Instructors
  11. Swim Instructors
  12. Tai Chi Instructors
  13. Yoga Instructors
Ineligible Operations
  1. Acupuncture Services
  2. Massage Therapists
  3. Occupational Therapists
  4. Physical Therapists
  5. Tattoo or Piercing Artist
  6. Spa services involving dangerous or inflammatory chemicals, tattooing or body piercing, or any other services determined to be excessively dangerous.


Events & Entertainment

 
Eligible Operations
  1. Actors
  2. Balloon Artists 
  3. Belly Dancers
  4. Canoe & Kayak Guides
  5. Caricature Artists
  6. Celebrity look-a-likes
  7. Clowns
  8. Comedians
  9. Contortionists
  10. Corporate Party Planners
  11. DJ's
  12. Entertainers
  13. Event Staff 
  14. Face Painters
  15. Fishing Guides
  16. Float Trip Guides
  17. Food / Catering (No Bartending)
  18. Hiking Guides
  19. Individual Event Participants (not the event itself)
  20. Jugglers
  21. Magicians
  22. Musicians
  23. Mimes
  24. Musical Conductors
  25. Nature and Wildlife Guides
  26. Poets
  27. Puppeteers
  28. Santa's
  29. Speakers
  30. Stand Up Paddle-board (SUP) Guides
  31. Storytellers
  32. Street Performers
  33. Tour Guides
  34. Ventriloquists
  35. Wedding Planners


Ineligible Operations

  1. Acrobatic, aerialist, or stunt performers
  2. Adult Film Operations
  3. Amusement device, rides or inflatables operators or rental (including bouncy castles)
  4. ATV tours
  5. Any wrestling or MMA related activities 
  6. Bartenders
  7. Bouncers
  8. Event promoters
  9. Exotic dancers, strippers, or adult entertainment
  10. Horseback trail rides
  11. Hunt clubs
  12. Hypnotists
  13. Importing, manufacturing, growing, distributing, storing selling, using or ingesting marijuana or any product of the plant cannabis sativa L (whether or not it is the main ingredient or used in combination with other ingredients) 
  14. Importing, manufacturing, growing, distributing, storing, selling, using or ingesting tobacco or products containing tobacco  
  15. Operations involving non-domestic animals
  16. Operations involving weapons
  17. Participating in protests, rallies and/or marches
  18. Rock climbing
  19. Security guards
  20. Skiing or Snowboarding
  21. Traffic control 
  22. White water rafting

 

Pet Services

 
Eligible Operations
  1. Pet Grooming
  2. Pet Sitting
  3. Pet Training
  4. Pet Walking
Ineligible Operations

           N/A