Yes, this combined package policy is more expensive than if you were to purchase just a General Liability or Professional Liability policy. As the service provider for your policy, it is our strong belief that this combination of liability policies is in the best interest of most small businesses. This combined policy will protect you from many perils. Even a frivolous lawsuit against your small business could consume much of your time, energy, and resources. With the packaged General Liability and Professional Liability policy brought to you by Thimble, you can feel confident that your small business is protected.