What are my coverage limits?


Your coverage limit is the maximum amount of money an insurer will pay toward a covered claim. If a higher coverage limit is selected it may impact premium. 


1. Liability Limits: The limits for both General and Professional Liability are $1,000,000 or $2,000,000. The aggregate and the occurrence limit are the same on policies arranged through Thimble. 


2. Customer Property Protection: This is the maximum amount the insurer will pa in respect to property that is in your care, custody or control. The two options for this are $1,000 and $2,500. 


3. Business Equipment Limits: This is the limit that your insurer will pay for damage to property that you own and is used for your business operations. The limits available for this are $1,000, $2,500 and $5,000. Please note, a $500 deductible will apply. Business Equipment Protection is available for Monthly and Annual policies only.