CGL Terms of Coverage

What does the policy cover?

CGL - Where is Thimble available?
Thimble Insurance Services, Inc. is licensed as an insurance producer, and the Commercial General Liability insurance products on this website and mobile ap...
Tue, 15 Oct, 2019 at 12:54 AM
CGL - What is my coverage territory?
Coverage applies to bodily injury and property damage for an occurrence that takes place in the national coverage territory, which is defined as the United ...
Mon, 14 Oct, 2019 at 10:58 PM
CGL - How is the policy arranged by Thimble different than traditional General Liability policies?
Although it uses the Insurance Service Office CG 00 01 04 13 Commercial General Liability form as its base, the policy arranged by Thimble contains propriet...
Tue, 15 Oct, 2019 at 12:55 AM
CGL - Does Thimble arrange Professional Liability insurance?
Not yet, but we are working on it. Please contact us for details. You can learn more about the differences between General Liability and Professional Li...
Mon, 14 Oct, 2019 at 11:14 PM
CGL - Who is Thimble - General Liability for?
Thimble is for independent workers / sole proprietors who want the flexibility of purchasing insurance by the hour or the day to match the way they earn. Ou...
Mon, 14 Oct, 2019 at 11:06 PM
CGL - If I'm working at an event will my policy cover accidental injury to the other attendees?
The commercial general liability policy covers your legal liability for accidental injury to other people (e.g. attendees, spectators) or damage to the prop...
Tue, 2 Apr, 2019 at 11:24 AM
CGL - Does Thimble arrange coverage for damage to property and equipment that I own or rent?
Damage to property or belongings that are in your “custody or control” is not covered under our CGL policy. This includes:  Property you own, rent, oc...
Mon, 14 Oct, 2019 at 11:09 PM
CGL - Does the General Liability policy arranged by Thimble cover damage to premises I rented?
Damages are covered for property and its contents, subject to policy conditions and exclusions, with a sub-limit of $100,000. See full policy for details.
Tue, 15 Oct, 2019 at 12:55 AM
CGL - My General Liability coverage includes $5,000 in medical expenses. What does this mean?
The $5,000 included in your insurance policy covers immediate medical expenses for bodily injury to a third party. This sub-limit applies separately for eac...
Mon, 14 Oct, 2019 at 11:13 PM
CGL - I am not strictly an independent worker, for example I am an employee of a larger business, may I use Thimble?
Yes, provided you meet the policy terms and conditions. Although Thimble - General Liability is designed for independent workers, the policy applies to any ...
Mon, 14 Oct, 2019 at 11:14 PM

Verifly Insurance Services, Inc. d/b/a Thimble Insurance Services (“Thimble”) is licensed as an insurance producer in the states where it offers insurance products on this website/app for sale. However, the insurance products on this website/app may not currently be available in all states including in the states where the insurance products have not been approved for use by the applicable insurance regulators. Thimble makes no representation that the insurance products on this website/app are appropriate or available for use in any particular jurisdiction. If you access this website/app from a jurisdiction where the insurance products generally or any insurance product specifically are not being offered for sale, you hereby acknowledge and agree that you are viewing this website/app for general informational purposes only.

All insurance products administered by Thimble are subject to the terms and conditions of the insurance policies and all other documentation for such insurance products. Eligibility, pricing and coverage may vary by state, activity / class and other factors. Please be advised that Thimble cannot add, delete, or modify coverage via email.

THE INSURANCE PRODUCTS PROVIDED ON THE THIMBLE PLATFORM AND VIA THE SERVICES ARE UNDERWRITTEN BY MARKEL INSURANCE COMPANY, EXCEPT FOR DRONE INSURANCE PRODUCTS WHICH ARE UNDERWRITTEN BY ONE OR MORE OF THE OTHER INSURANCE COMPANIES LISTED HERE.